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“Instead of fighting endless regulatory battles over whether crypto balances can legally pay yield, Payward is simply buying an EU bank license to offer deposit interest and SEPA rails under standard banking rules.”

“While US banking lobbyists sue regulators to block crypto firms from getting limited trust charters that cannot even hold deposits, Kraken is buying an existing EU-licensed bank outright to fold deposits, tokenized equities, and asset-backed credit into a single balance sheet.”