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“Offering a tokenized deposit side-by-side with an uninsured stablecoin is a clever regulatory bridge, but users will need to pay close attention to conversion boundaries and aggregate insurance caps.”

“Traditional banks are weaponizing the courts because they realized crypto firms found a backdoor to bank-like privileges without the capital requirements.”

“Bypassing partner banks is the holy grail of fintech unit economics, assuming they survive the FDIC gauntlet next year.”